Current Rates as of 06/23/2025


Loan Program Rate APR Points  
Elite Conf 30 Yr Fixed 6.500 6.630 0.500
Elite Conf 15 Yr Fixed 5.500 5.696 0.500
Elite High Bal 30 Yr Fixed 6.500 6.619 0.500
Elite High Bal 15 Yr Fixed 5.750 5.932 0.500
CU Portfolio 7/6 ARM 6.250 6.457 0.500 SOFR Index + 2.75 margin Floor = Start Rate Adjusts after 10 years Initial = 5% / 6 month = 1% / Lifetime = 5%
CU Portfolio 10/6 ARM 6.125 6.375 0.500 SOFR Index + 2.75 margin Floor = Start Rate Adjusts after 10 years Initial = 5% / 6 month = 1% / Lifetime = 5%

Rates and fees are based upon Single Family House, Owner Occupied, Purchase & 30 day rate lock period and based upon the following loan amounts, LTV's & credit scores:

Elite Conforming: $500,000 / 70%LTV / 760 Credit Score

Elite Conf High-Balance: $806501 / 70% LTV / 760 Credit Score

Portfolio 10/6 ARM: $500,000 / 75% LTV / 700 Credit Score

The rates displayed are subject to change without notice.