Current Rates as of 01/30/2026


Loan Program Rate APR Points  
Elite Conf 30 Yr Fixed 5.875 5.996 0.500
Elite Conf 15 Yr Fixed 5.125 5.314 0.500
CU Portfolio 7/6 ARM 5.500 6.014 0.500 SOFR Index + 2.75 margin Floor = Start Rate Adjusts after 10 years Initial = 5% / 6 month = 1% / Lifetime = 5%
CU Portfolio 10/6 ARM 5.500 6.052 0.500 SOFR Index + 2.75 margin Floor = Start Rate Adjusts after 10 years Initial = 5% / 6 month = 1% / Lifetime = 5%

Rates and fees are based upon Single Family House, Owner Occupied, Purchase & 30 day rate lock period and based upon the following loan amounts, LTV's & credit scores:

Elite Conforming: $500,000 / 70%LTV / 760 Credit Score

Elite Conf High-Balance: $806501 / 70% LTV / 760 Credit Score

Portfolio 10/6 ARM: $500,000 / 75% LTV / 700 Credit Score

The rates displayed are subject to change without notice.